Merchant of Record · MCC 5818

A safer, simpler way to pay at checkout.

4Square Systems handles the card transaction so customers don’t share card details with every merchant. One click. Card stays private. Real support, real people, on the other end of the phone number on your statement.

•••• •••• •••• 8772 CARDHOLDER SECURE CHECKOUT Purchase Confirmed 4SQUARE-8772101090
500K+
Repeat Customers
3‑D Secure
Cardholder Authentication
PCI DSS · SAQ‑A
Card Data Scope
Onshore Support
North American Team
KYCaaS
Customer Verification
What We Do

A controlled, checkout‑linked digital purchase.

Every 4Square Systems transaction is the purchase of a one‑time digital redemption code, generated for the exact checkout amount, redeemed within the closed‑loop participating merchant network, and invalidated upon use.

Merchant of Record

4Square Systems is the seller of the digital redemption code on every transaction. The customer’s receipt and card statement identify 4Square Systems directly. One merchant, one descriptor, one accountable party.

Closed‑Loop & One‑Time

Redemption codes are usable only within the participating merchant network and only for the purchase they were issued against. After redemption, the code is invalidated. No reuse, no transfer, no cash conversion.

Card Data Never Ours

Card details are captured and tokenized by an external PCI‑DSS Level 1 service provider. 4Square Systems operates within SAQ‑A scope. We never receive, transmit, or store raw card numbers.

Transaction Flow

How a purchase moves through the platform.

From the customer’s click through to delivery of the redemption code. The card transaction is the customer’s purchase of a digital good from 4Square Systems.

01 Customer at checkout Customer selects the 4Square option on a participating merchant site. 02 Purchase initiated Customer purchases a digital redemption code from 4Square Systems for the checkout amount. 03 Card tokenized Card details captured in a PCI-DSS Level 1 service. 4Square receives a token, not the PAN. 04 Purchase confirmed Cardholder confirms intent through an out-of-band link to a verified contact. 05 Code issued & applied Code is generated, delivered, applied to the checkout, and invalidated. Receipt is sent.
Two Audiences, One Platform

Built for the customer at checkout, and the merchant behind it.

Whether you’re buying through a participating merchant or considering partnership, the value is clear: a safer checkout for customers, a real channel for merchants.

For Consumers

One click. Card stays private. Real support if you need it.

A simpler, safer way to pay at checkout. Your card details never reach the merchant. Every purchase is confirmed by you before settlement. And the phone number on your statement actually answers when you call.

See consumer benefits
For Merchants

An established audience. A clean integration. Zero card‑side overhead.

Hundreds of thousands of repeat customers, a channel to move slow inventory, and full card‑side handling — 4Square Systems is merchant of record, so chargebacks, refunds, and disputes never touch your team.

See merchant benefits

Ready to talk to our team?

Customer support, partnership inquiries, acquirer review materials — one direct line to 4Square Systems.