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Understanding 4Square: Simple & Clear

Discover how our innovative points system transforms your shopping experience while keeping your transactions secure

Explore 4Square Points

What Are 4Square Points?

4Square Points are loyalty points that you purchase directly from 4Square using your credit card.

Unlike traditional payment methods, 4Square Points have no cash value outside the 4Square ecosystem. We are a points provider, not a payment processor or facilitator.

  • Points never expire, giving you total flexibility
  • Every point is traceable and secure
  • If a reward can't be fulfilled, we'll refund your points — no hassle
  • Points are purchased directly from 4Square and redeemed through our network of participating merchants

Traditional Payments

  • Payment information shared with each merchant
  • Transaction data stored in multiple places
  • Each transaction is a separate payment
VS

4Square Points

  • Payment info stays only with 4Square
  • Points usable across multiple merchants
  • Single secure point of purchase

4Square sells points directly to consumers. We are not a payment processor or facilitator.

Your 4Square Journey: From Purchase to Rewards

1

Sign Up

Create a secure 4Square account in just a few simple steps. Our verification process ensures your data remains protected at all times.

  • Quick and easy registration
  • Enhanced security through verification
  • Robust data protection measures
2

Buy Points

Purchase points securely using your credit card. Your points are instantly added to your account and ready for use.

  • Multiple point package options
  • Secure payment processing
  • Instant account crediting
Points are purchased directly from 4Square and stored in your account
Points never expire, giving you total flexibility
3

Shop at Participating Merchants

Browse our list of exclusive merchants online. Choose the products, services, or experiences you want and use your points across our growing network of participating websites.

  • Easy-to-find participating merchants
  • Seamless checkout experience
  • All merchants display the 4Square acceptance badge
When you use points at a merchant, you're redeeming pre-purchased 4Square points, not making a direct payment. Participating merchants are reimbursed directly by 4Square based on point redemptions. No payment is made by the customer to the merchant at checkout.
Shop with confidence — all merchants are vetted, you always know exactly what you're getting
4

Earn Rewards

Get access to exclusive deals and promotions just by being a 4Square loyalty program member. The more you use 4Square, the more rewards you unlock.

  • Earn bonus points on purchases
  • Access to member-only deals
  • Special seasonal promotions
If a reward can't be fulfilled, we'll refund your points — no hassle

Points are redeemed through participating merchants, but payments are made only to 4Square at the time of purchase. It is loyalty made easy, the way it should be.

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The 4Square Advantage: Safer, Simpler, Smarter Shopping

Enhanced Security

  • No need to share payment information with multiple merchants
  • Reduced risk of payment data breaches
  • Advanced security infrastructure and protocols
  • Every point is traceable and secure

Traditional Shopping

Your payment details are shared with every merchant you shop with.

With 4Square

Shop with confidence — your payment details stay only with 4Square.

Since points have no cash value outside our system, they cannot be monetized by bad actors

Convenience Reimagined

  • One-click checkout with participating merchants
  • No need to enter payment details repeatedly
  • Mobile-friendly experience across devices
  • Simplified purchase history tracking

Traditional Shopping

Enter your payment and shipping details on every new website.

With 4Square

Use your points across a bespoke network of participating websites.

4Square makes online shopping so much faster. It's loyalty made easy, the way it should be.

- Sarah M., 4Square Member

Cost Efficiency

  • Exclusive discounts available only to 4Square users
  • Point bundles with bonus value
  • Special promotions and merchant-specific offers
  • Get access to exclusive deals just by being a member

Traditional Shopping

Pay full price or hunt for coupons across multiple sites.

With 4Square

Get members-only pricing and bundle savings automatically.

Potential Savings Calculator

See how much you could save with 4Square Points!

Rewarding Experience

  • Loyalty rewards structure with milestone bonuses
  • Achievement-based bonuses for regular members
  • Special events and limited-time offers
  • Community aspects and referral benefits

Traditional Shopping

Different loyalty programs for each store you visit.

With 4Square

One unified rewards program with points that never expire.

I love that my points never expire, and if a reward can't be fulfilled, they refund my points without hassle!

- Michael T., 4Square Member

With 4Square, points are redeemed through participating merchants, but payments are made only to 4Square at the time of purchase. All merchants are vetted, so you always know exactly what you're getting.

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Our Commitment to Transparency

Points Policies

4Square Points are a proprietary, non-monetary unit of value issued by 4Square. They are used exclusively within the 4Square platform and accepted only by participating merchants. 4Square Points are usable only within a limited network of merchants who have agreed to accept them and cannot be used for general-purpose transactions.

Points have no cash value, cannot be exchanged for currency, and are non-transferable outside the 4Square ecosystem.

Participating merchants are reimbursed directly by 4Square based on point redemptions. No payment is made by the customer to the merchant at checkout. This direct reimbursement model is why 4Square is not acting as a payment facilitator.

4Square Points do not expire, providing you with complete flexibility in how and when you use them.

How Points Are Calculated

Points are applied using a consistent internal rate determined by 4Square, ensuring clarity and fairness across all offers.

The point cost for each product or service is clearly displayed prior to redemption, so you always know exactly what you're spending.

Refund Process

Our hassle-free refund process ensures that if a reward can't be fulfilled, your points will be returned promptly.

Refunds are only processed to the original purchaser via the original payment method.

1

Submit Request

Contact our support team through your account dashboard

2

Verification

We'll verify the unfulfilled reward and transaction details

3

Processing

Points are returned to your account within 3-5 business days

Account Protection

We implement industry-leading security measures to ensure that every point is traceable and secure. With 4Square, you shop with confidence thanks to our comprehensive security infrastructure.

Fraud Prevention

Advanced systems to detect and prevent unauthorized activities

User Responsibilities

Multi-factor authentication and secure password recommendations

Reporting Unauthorized Activities

24/7 monitoring and dedicated support for security concerns

256-bit Encryption
PCI DSS Compliant
Identity Verified

Frequently Asked Questions

Find answers to common questions about 4Square

Account Questions

How do I create and manage my account?

Creating an account is simple. Visit our homepage and click the "Sign Up" button. You'll need to provide your email address and create a password. Once registered, you can manage your account through your personal dashboard, where you can update your profile information, view your points balance, and track your redemption history.

How do I recover my password or secure my account?

If you've forgotten your password, click the "Forgot Password" link on the login page. We'll send a password reset link to your registered email address. For optimal account security, we recommend using a strong, unique password and enabling two-factor authentication in your account settings.

Points Questions

What are 4Square points?

4Square Points are a proprietary, non-monetary unit of value issued and sold by 4Square. They can be redeemed for a curated catalog of digital and physical goods, used exclusively within our platform and accepted only by participating merchants. 4Square Points are usable only within a limited network of merchants who have agreed to accept them and cannot be used for general-purpose transactions.

How do I buy points?

You can purchase points directly from our website using your credit card. The process is fast, secure, and convenient. Once purchased, points are immediately credited to your account and ready for use.

How are points calculated?

Points are applied using a consistent internal rate determined by 4Square, ensuring clarity and fairness across all offers. The point cost for each product or service is clearly displayed prior to redemption, so you always know exactly what you're spending.

Do points expire?

No, points do not expire. You can redeem them at your convenience, giving you complete flexibility in how and when you use your points.

Why can't points be converted to cash?

4Square Points are a proprietary, non-monetary unit of value designed exclusively for use within our ecosystem. They have no cash value, cannot be exchanged for currency, and are non-transferable outside the 4Square platform. This design ensures regulatory compliance and maintains the integrity of our loyalty rewards system.

Can I give points to someone else?

No, points are non-transferable and tied to your account. This ensures secure and traceable usage, protecting both you and our participating merchants.

Shopping Questions

What can I redeem my points for?

Points can be redeemed for exclusive products, services, and digital rewards with a growing list of our vetted merchants. Our catalog includes a diverse range of options to suit various interests and preferences.

How do I use points at checkout?

When shopping on our platform or at a participating merchant's website, simply select the "Pay with 4Square Points" option at checkout. You'll be prompted to log in to your 4Square account (if not already logged in), and the point cost will be clearly displayed before you confirm your redemption.

Where can I use my points?

Points can only be redeemed through the 4Square platform and participating brand websites within our network. You can browse our full catalog of participating merchants in the "Shop" section of your account dashboard.

Rewards Questions

How does the loyalty program work?

Our loyalty program rewards you for purchasing and using 4Square Points. The more points you purchase, the more bonus points you can earn. Additionally, we offer special promotions and limited-time bonuses to enhance your rewards experience.

What if I'm not satisfied with a reward?

We offer a 100% satisfaction guarantee. If you're not happy, we'll work with you to make it right — including refunding unused points if needed. Please contact our customer support team within 30 days of your redemption to initiate this process.

Are there special promotions or earning opportunities?

Yes! We regularly offer special promotions, including bonus points on purchases, limited-time offers with participating merchants, and seasonal specials. Make sure to subscribe to our newsletter and enable notifications in your account settings to stay informed about these opportunities.

Technical Questions

Is it safe to use my credit card?

Yes, we use industry-standard encryption and secure payment processing. Your payment information is protected with 256-bit encryption, and we are fully PCI DSS compliant. We never store complete credit card details on our servers.

Which browsers and devices are supported?

4Square is optimized for all major browsers including Chrome, Firefox, Safari, and Edge. Our platform is fully responsive and works seamlessly on desktop computers, tablets, and mobile devices. For the best experience, we recommend keeping your browser updated to the latest version.

Is there a mobile app available?

Yes, our mobile app is available for both iOS and Android devices. The app offers all the functionality of our website plus additional features like push notifications for special offers and a convenient QR code scanner for in-store redemptions.

Compliance Questions

Who am I buying the points from?

All points are sold directly by 4Square. While you'll redeem points with participating merchants, payments are made only to 4Square at the time of purchase. This direct payment relationship ensures the security and integrity of your transactions.

Is 4Square a payment processor?

No, 4Square is not a payment processor or payment facilitator. We are a points provider that sells proprietary, non-monetary points directly to consumers. These points have no cash value and can only be used within our ecosystem with participating merchants.

Are there any hidden fees?

Absolutely not. You only pay for the points you buy — what you see is what you get. There are no maintenance fees, inactivity fees, or any other hidden charges associated with your 4Square account or points.

Is this a subscription service?

No, there are no subscriptions or recurring charges. You choose when and how much to buy. Each points purchase is a separate transaction that you initiate, giving you complete control over your spending.

Can I get a refund?

Yes, unused points may be refunded to the original payment method in accordance with our Refund Policy. Please refer to our policy for complete details on the refund process and eligibility criteria.

Can't find what you're looking for?

Contact Our Support Team

Our Merchant Partners

Ready to Transform Your Shopping Experience?

Join thousands of satisfied shoppers using 4Square points for safer, simpler, and smarter shopping

Enhanced Security

Shop with confidence knowing your payment details are protected

Convenience Reimagined

Enjoy one-click checkout across our network of merchants

Cost Efficiency

Access exclusive discounts and promotions available only to 4Square members

Rewarding Experience

Earn bonus points and enjoy rewards that never expire

256-bit Encryption
Secure Transactions
Verified Merchants

Trusted by Leading Brands

Merchant A
Merchant B
Merchant C
Merchant D

4Square sells points directly to consumers and is not a payment processor or facilitator. Points are redeemed through participating merchants, but payments are made only to 4Square at the time of purchase. 4Square Points are a proprietary, non-monetary unit of value with no cash value outside our ecosystem.